I am also obsessed with the idea of owning a lakeside cottage of my own. I looked at them online for a while last night. Not that I have any money to spend on one. Although I did find a pretty cute one in Iowa for $16,000. That's less than my car. But it's still like 7 hours from here.
Then I settled on a backyard retreat, which is accomplishable at about $5000-6000.

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